30
Jan
Over the past decade, agricultural insurance has evolved from an experimental concept in low-income markets to a tool for strengthening farmer resilience and food security. Early pilots, advisory support, and collaboration across public and private actors paved the way for insurtech companies to operate at scale. Pula’s journey illustrates how innovation, technical assistance, and long-term partnerships can transform pilots into integrated systems supporting millions of smallholder farmers. Laying the Foundations: Building the Market In Kenya, Kilimo Salama, an index-based microinsurance